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    [Please note: This page is part of the CD Rates Florida archive. Most of these deals on this page are not current and no longer available. Please check the date of the post before getting too excited and driving to a bank an hour away. If you have any doubts whether the deal is available, contact the bank or credit union. For a list of more current rates, visit our homepage.]

4.25% Rate-Bump CDs at Central Bank

Central Bank in Tampa has a couple good rate-bump CDs: Their 1-year and 2-year “Rate Watcher” CDs are both at a yield of 4.25% APY.  With the 1-year CD, you’re allowed to lock in a higher rate once during the 12-month period, and with the 2-year CD, you can lock in a higher rate twice.  [...]

5.25% CDs at National City

National City Bank has some really great CD rates available right now: Their 3-year and 4-year CDs are currently returning 5.25% APY.  There’s a few hoops that need to be jumped through to get this deal, however: First, it requires either having a National City personal checking or savings account or opening a new NatCity [...]

5.06% 5-year CD at Surety Bank

Surety Bank has a nice long-term CD for people looking to lock up their money for awhile: Their 5-year CD is returning 5.06% APY.  This CD has a minimum deposit of $1000.  Surprisingly, I don’t seem able to find a website for Surety Bank, but you can see their ad for this deal here.  You [...]

4.25% 1-year CD at First Peoples Bank

First Peoples Bank has a decent short-term CD available: Their 12-month CD is returning 4.25% APY.  This CD has a minimum of only $1000.  The CD doesn’t seem to be listed on their website, but you can see an ad for it here. First Peoples Bank has 6 locations: Two in Port St. Lucie, and [...]

Post your Florida CD rate deals

If you’ve come across a great Florida CD, money market, savings account, checking account, or other banking deal, please post it in the comments of this thread.  If we like your deal, we’ll post it here at cdratesflorida.com.

3.50% Money Market at Colonial Bank

Colonial Bank has a nice money market for those who have at least $25,000 to deposit: Their Secure Access Money Market is returning 3.50% APY for deposits over that amount.  If you go below $25,000, however, the APY drops to 1.00%.  This rate does not seem to be listed on their website, but you can [...]

Changes coming to CD Rates Florida

Starting next week, we’re going to replace the daily rundowns of the top CD rates with occasional posts (about one a day) highlighting certain great CD rate deals throughout Florida.  Look for our new format on Monday!

48-month Florida CD rates for August 22nd

August 22nd, 2008′s 4-year CD rates at up to 30 selected Florida banks, ordered by APY: Third Federal Savings & Loan 4-year CD: 5.15% APY          ($500 minimum; 5.06% compounded quarterly)Washington Mutual Bank 4-year CD: 5.00% APY          ($1000 minimum; 4.89% compounded monthly)National City Bank 4-year CD: 4.80% APY          ($2500 minimum; 4.69% compounded daily)Raymond James Bank 4-year CD: 4.50% APY          ($1000 [...]

36-month Florida CD rates for August 21st

August 21st, 2008′s 3-year CD rates at up to 30 selected Florida banks, ordered by APY: Third Federal Savings & Loan 3-year CD: 4.25% APY          ($500 minimum; 4.18% compounded quarterly)Raymond James Bank 3-year CD: 4.25% APY          ($1000 minimum; 4.16% compounded daily)Colonial Bank 3-year CD: 4.00% APY          ($500 minimum; 3.93% compounded monthly)AmTrust Bank 3-year CD: 4.00% APY          ($1000 minimum; 3.92% [...]

24-month Florida CD rates for August 20th

August 20th, 2008′s 2-year CD rates at up to 30 selected Florida banks, ordered by APY: Wachovia Bank 2-year CD: 4.50% APY          ($1000 minimum; 4.40% compounded daily)AmTrust Bank 2-year CD: 4.00% APY          ($1000 minimum; 3.92% compounded daily)Raymond James Bank 2-year CD: 4.00% APY          ($1000 minimum; 3.92% compounded daily)Third Federal Savings & Loan 2-year CD: 3.75% APY          ($500 minimum; 3.70% [...]