[Please note: This page is part of the CD Rates Florida archive. Most of these deals on this page are not current and no longer available. Please check the date of the post before getting too excited and driving to a bank an hour away. If you have any doubts whether the deal is available, contact the bank or credit union. For a list of more current rates, visit our homepage.]

6.15% Checking at Dade County FCU

Dade County Federal Credit Union has a really incredible checking account rate: Their MoneyMaker checking account is yielding 6.15% APY.  As you might guess, however, there are a few catches to receive this amazing rate (which is only good up to the first $25,000): You have to receive electronic statements rather than paper, you have to have direct deposit or a monthly ACH auto debit, and you have to have 12 signature-based check card transactions every month.  If you don’t meet all these requirements, the rate drops to 0.15% APY.

Dade County Federal Credit Union is open to anyone who lives, works, attends school, operates a business (other other legal entity) or worships in Miami-Dade County.  There is also an additional lengthy list of other member groups who are eligible.  Dade County FCU has 11 locations: nine in Miami, and one each in Miami Beach and North Miami Beach.

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