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[Please note: This page is part of the CD Rates Florida archive. Most of these deals on this page are not current and no longer available. Please check the date of the post before getting too excited and driving to a bank an hour away. If you have any doubts whether the deal is available, contact the bank or credit union. For a list of more current rates, visit our homepage.]
5.00% money market at HomeBanc…for two months
HomeBanc has easily the best money market or savings account I’ve seen recently: Their money market is yielding 5.00% APY. The money market has as minimum balance of $1000 and a maximum of $100,000 to earn that great rate. As with many too-good-to-be-true deals, however, there is a little bit of a catch, as the [...]
Short-term CDs up to 4.50% at Freedom Bank
We wrote last month about Freedom Bank, who at the time had a 1-year CD is yielding 4.70% APY and a 6-month CD yielding 4.25% APY. Those rates have dropped somewhat, but they’re still competitive: Freedom Bank now has a 1-year CD yielding 4.50% APY and a 6-month CD yielding 4.25% APY. The CDs have minimums of only $500. Freedom [...]
14-month 4.91% CD at Liberty Bank
Liberty Bank has a very nice short-term CD: Their 14-month CD is yielding 4.91% APY. Their website doesn’t seem to list the deal, but Bank Deals Blog has some details: A minimum deposit of $10,000, and it may require opening a checking account. Liberty Bank has four locations: Two in Naples and one each in Bonita [...]
Short-term CDs up to 4.80% at BankUnited — ending today
BankUnited has a some very good short-term CDs available, but you’ll have to get them today — the offer is scheduled to end September 17th. BankUnited’s 7-to-12-month CDs are yielding 4.40% APY, and their 13-month CDs are yielding 4.80% APY. These CDs both have $5000 minimums. The rates don’t seem to be listed on BankUnited’s [...]
CDs up to 5.35% at Heritage Bank
Heritage Bank of Florida has a number of very good CD rates for a wide range of time periods: 14-month and 18-month CDs: 4.25% APY 21-month CDs: 4.75% APY 4-year CDs: 5.00% APY 5-year CDs: 5.35% APY These CDs all have a minimum deposit of $1000 and potentially a maximum deposit of $100,000 (the website isn’t [...]
4.60% 15-month CD at BankUnited
BankUnited has a couple nice CDs available with terms around a year: Their 15-month CD is yielding 4.60% APY, and their 12-month CD is yielding 4.40% APY. Both CDs have minimum deposits of $5000, and both require new money to BankUnited to open the CDs at those rates. BankUnited has numerous locations around Florida. You [...]
4.25% Rate-Bump CDs at Central Bank
Central Bank in Tampa has a couple good rate-bump CDs: Their 1-year and 2-year “Rate Watcher” CDs are both at a yield of 4.25% APY. With the 1-year CD, you’re allowed to lock in a higher rate once during the 12-month period, and with the 2-year CD, you can lock in a higher rate twice. [...]