Long-term CDs up to 3.85% at Intervest National Bank
Intervest National Bank has a number of long-term CDs available with competitive rates. Their 4-year CD is yielding 3.55% APY, their 5-year through 9-year CDs are yielding between 3.66% and 3.69% APY, and their 10-year CD is yielding 3.75% APY. The APY on the 10-year CD goes up to 3.85% for deposits over $100,000. The minimum deposit required for these CDs is $2500. The CDs are also all available as IRA CDs with a reduced $1000 minimum deposit. If you’re looking for shorter-term CDs, Intervest also has 18- to 36-month CDs available at between 2.75% and 3.15% APY.
Intervest National Bank has six locations in Florida: Four in Clearwater, and one each in Clearwater Beach and South Pasadena.
High long-term CDs at Intervest Bank
We mentioned last month that Invertest National Bank had some high CDs for long-term savers. Those CD rates are still holding, and in fact, the 4-year CD has even gone up slightly :
- 3-year CD: 4.75% APY
- 4-year CD: 5.05% APY (was 5.00% APY)
- 5-year CD: 5.25% APY
Intervest also has CDs up to 10 years available, all of which are between 5.25% and 5.31% APY.
The minimum deposit required for these CDs is $2500. The CDs are also all available as IRA CDs with a reduced $1000 minimum deposit.
Intervest National Bank has six locations in Florida: Four in Clearwater, and one each in Clearwater Beach and South Pasadena.
CDs up to 5.15% at Fifth Third Bank
Fifth Third Bank has a number of CDs with high yields for their terms:
- 9-month CD: 4.00% APY
- 13-month CD: 4.35% APY
- 24-month CD: 4.75% APY
- 37-month CD: 5.05% APY
- 4-year CD: 5.10% APY
- 5-year CD: 5.15% APY
All these CDs have minimum deposits of $5000. There is also this note at the bottom of their rate sheet: “Certain affiliates may require additional products or services to obtain the promotional rate.” If you’re interested in this CD, you may wish to call your local Fifth Third branch and see what, if anything, you need to do to receive these rates.
Fifth Third Bank has numerous branches throughout Florida.
Long-term CDs up to 5.25% at Intervest National Bank
Invertest National Bank has a number of good long-term CDs:
- 3-year CD: 4.75% APY
- 4-year CD: 5.00% APY
- 5-year CD: 5.25% APY
The minimum deposit required for these CDs is $2500. The CDs are also available as IRA CDs with a reduced $1000 minimum deposit.
Intervest National Bank has six locations in Florida: Four in Clearwater, and one each in Clearwater Beach and South Pasadena.
CDs up to 5.35% at Heritage Bank
Heritage Bank of Florida has a number of very good CD rates for a wide range of time periods:
- 14-month and 18-month CDs: 4.25% APY
- 21-month CDs: 4.75% APY
- 4-year CDs: 5.00% APY
- 5-year CDs: 5.35% APY
These CDs all have a minimum deposit of $1000 and potentially a maximum deposit of $100,000 (the website isn’t quite clear). All of them are also available as IRA CDs.
Heritage Bank of Florida has three locations, one each in Tampa, Lutz, and Wesley Chapel.
CDs up to 5.25% at Keys FCU
Keys Federal Credit Union has some very good longer-term CDs available: Their 3-year CDs are yielding 5.00% APY, and their 5-year CDs are yielding 5.25% APY. Both CDs have a minimum deposit of $1000. Keys FCU’s website does state that this is a special offer and that member rewards (which could get you a 1/4% bump on the CD) do not apply.
Anyone who works or lives in the Florida Keys is eligible to join Keys Federal Credit Union. Keys FCU has five branches: three in Key West and one each in Big Pine Key and Marathon Shores.
5.06% 5-year CD at Surety Bank
Surety Bank has a nice long-term CD for people looking to lock up their money for awhile: Their 5-year CD is returning 5.06% APY. This CD has a minimum deposit of $1000. Surprisingly, I don’t seem able to find a website for Surety Bank, but you can see their ad for this deal here. You can also give them a call at 386-734-1647 or 386-248-3139
Surety Bank has two locations: 1011 Mason Ave. in Daytona Beach and 990 N. Woodland Blvd. in DeLand.