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    [Please note: This page is part of the CD Rates Florida archive. Most of these deals on this page are not current and no longer available. Please check the date of the post before getting too excited and driving to a bank an hour away. If you have any doubts whether the deal is available, contact the bank or credit union. For a list of more current rates, visit our homepage.]

Shorter-term CDs up to 1.30% CD at Southern Commerce Bank

Southern Commerce Bank has a number of competitive shorter-term CDs available: 9-month CD: 1.10% APY 12-month CD: 1.20% APY 15-month CD: 1.25% APY 18-month CD: 1.30% APY These CDs all have a $500 minimum deposit. Southern Commerce’s longer-term CDs aren’t too bad, either, including a 5-year CD that’s returning 2.00% APY. Southern Commerce Bank has 11 [...]

35-month, 2% and 60-month, 2.50% Bump-Up CDs at TotalBank

TotalBank has two certificates that would have competitive rates as normal CDs, and they become even more competitive as bump-up CDs: a 35-month bump-up CD returning 2.00% APY and a 5-year bump-up CD yielding 2.50% APY. Both CDs require a minimum balance of $1000. The specific rules on how the bump-ups work on these CDs [...]

37-month, 2%/49-month, 2.50% CDs at MidFlorida Credit Union

MidFlorida Credit Union has two competitive long-term CDs available: 37-48 months: 2.00% APY 49-60 months: 2.50% APY Both these CDs have a minimum of a $1000 deposit. Both certificates are also available as an IRA CD, but with a rate bump: 2.25% APY for the certificate from 37-48 months, and 2.75% APY for the longer [...]

5-year, 2.64% CD at People’s Alliance Federal Credit Union

People’s Alliance Federal Credit Union is offering a fairly high rate on a long-term CD: Their 5-year CD is yielding 2.64% APY. People’s Alliance FCU also has a high 12-month “youth” CD that’s returning 1.38% APY and a bump-up 18-month CD that yields 1.31% APY. Unfortunately, their website doesn’t list the minimums on either any [...]

Interesting CD laddering program at Tyndall Federal Credit Union

Tyndall Federal Credit Union has an interesting promo for those looking to ladder (or stack) their CDs. If you put a $500 minimum deposit each in their 1-, 2-, 3-, 4-, and 5-year CDs, they’ll give you a 0.25% APY bump in each of those rates. Right now, those bumps would raise the rates to: [...]

28-month, 1.76% CD at Wings Financial Credit Union

Wings Financial Credit Union has a high rate on their special “Du Jour Certificate”: their 28-month CD is yielding 1.76% APY. This CD has a minimum deposit of $500, as do all their other CDs. There’s a couple other competitive certificates that Wings Financial CU has: a 2-year CD yielding 1.66% APY, a 3-year CD [...]

1-year, 1.40% CD at First City Bank

First City Bank has a competitive 1-year CD available: 1.40% APY. The CD is actually available in any term between 12 months and 17 months.  The bank’s website doesn’t list the minimum deposit needed to open this CD. First City Bank has other CDs that are slightly better APYs, but they need to be held [...]

CDs up to 2.63% at Florida Traditions Bank

Florida Traditions Bank has a number of competitive CDs available: 2-year CD: 1.51% APY 3-year CD: 1.76% APY 4-year CD: 2.27% APY 5-year CD: 2.63% APY Florida Traditions doesn’t list the minimum requirement to purchase any of their CDs, unfortunately. Florida Traditions Bank has four locations: Dade City, Spring Hill, Winter Haven, and Zephyrhills.

Long-term CDs up to 3.85% at Intervest National Bank

Intervest National Bank has a number of long-term CDs available with competitive rates. Their 4-year CD is yielding 3.55% APY, their 5-year through 9-year CDs are yielding between 3.66% and 3.69% APY, and their 10-year CD is yielding 3.75% APY. The APY on the 10-year CD goes up to 3.85% for deposits over $100,000. The minimum deposit required [...]

High long-term CDs at Intervest Bank

We mentioned last month that Invertest National Bank had some high CDs for long-term savers. Those CD rates are still holding, and in fact, the 4-year CD has even gone up slightly : 3-year CD: 4.75% APY 4-year CD: 5.05% APY (was 5.00% APY) 5-year CD: 5.25% APY Intervest also has CDs up to 10 years [...]