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    [Please note: This page is part of the CD Rates Florida archive. Most of these deals on this page are not current and no longer available. Please check the date of the post before getting too excited and driving to a bank an hour away. If you have any doubts whether the deal is available, contact the bank or credit union. For a list of more current rates, visit our homepage.]

Middle-term CDs up to 1.81% at Intervest National Bank

Intervest National Bank has a number of competitive middle-term CDs that they’re offering: 1-year certificate: 1.20% APY 2-year certificate: 1.50% APY 3-year certificate: 1.81% APY These accounts all have a $2500 minimum deposit. The CDs are also available as IRA CDs with a $1000 minimum deposit.  Intervest also has a couple competitive money market accounts available: Their [...]

Shorter-term CDs up to 1.30% CD at Southern Commerce Bank

Southern Commerce Bank has a number of competitive shorter-term CDs available: 9-month CD: 1.10% APY 12-month CD: 1.20% APY 15-month CD: 1.25% APY 18-month CD: 1.30% APY These CDs all have a $500 minimum deposit. Southern Commerce’s longer-term CDs aren’t too bad, either, including a 5-year CD that’s returning 2.00% APY. Southern Commerce Bank has 11 [...]

9-month, 1.76% CD at Miami Postal Service Credit Union

Miami Postal Service Credit Union has a very competitive rate on a short-term CD: a 9-month certificate yielding 1.76% APY. This CD has a very reasonable minimum of $5000, although if that minimum is too high for you, the same term is being offered with a still-competitive 1.51% APY with a $1000 minimum. Miami Postal [...]

5-year, 2.64% CD at People’s Alliance Federal Credit Union

People’s Alliance Federal Credit Union is offering a fairly high rate on a long-term CD: Their 5-year CD is yielding 2.64% APY. People’s Alliance FCU also has a high 12-month “youth” CD that’s returning 1.38% APY and a bump-up 18-month CD that yields 1.31% APY. Unfortunately, their website doesn’t list the minimums on either any [...]

Interesting CD laddering program at Tyndall Federal Credit Union

Tyndall Federal Credit Union has an interesting promo for those looking to ladder (or stack) their CDs. If you put a $500 minimum deposit each in their 1-, 2-, 3-, 4-, and 5-year CDs, they’ll give you a 0.25% APY bump in each of those rates. Right now, those bumps would raise the rates to: [...]

1-year, 1.10% CD at BrightStar Credit Union

BrightStar Credit Union has a decent shorter-term CD offered right now: Their 1-year CD returns 1.10% APY. This CD has a minimum deposit of $95,000, but the CD is also available at minimums of $50,000 (1.05% APY) and $500 (1.00% APY). You also have to be a Platinum Star member to receive these rates — [...]

1-year, 1.40% CD at First City Bank

First City Bank has a competitive 1-year CD available: 1.40% APY. The CD is actually available in any term between 12 months and 17 months.  The bank’s website doesn’t list the minimum deposit needed to open this CD. First City Bank has other CDs that are slightly better APYs, but they need to be held [...]

1-year, 2.60% CD at BankUnited

BankUnited is offering a very nice short-term CD: Their 12-month CD is yielding 2.60% APY. The CD has a minimum deposit of $5000. BankUnited is the largest bank headquartered in Florida with branches throughout the state. You can find a branch near you here.

2.75% 11-month CD at BankUnited

BankUnited is offering a very nice short-term CD: Their 11-month CD is yielding 2.75% APY. The CD has a minimum deposit of $5000.  The rate on the website is listed as not being updated since early February, but you can see an recent ad for the rate here. BankUnited is the largest bank headquartered in Florida with branches throughout the [...]

Short-/mid-term CDs up to 2.75% at Riverside National Bank

Riverside National Bank has a few competitive short-term and mid-term CDs available: 8-month CD: 2.25% APY 12-month CD: 2.50% APY 24-month CD: 2.75% APY These CDs have a minimum deposit of $5000. Riverside National Bank doesn’t seem to list rates on their webpage, but you can see an add for the rates here. Riverside National [...]