1-year, 2.60% CD at BankUnited
BankUnited is offering a very nice short-term CD: Their 12-month CD is yielding 2.60% APY. The CD has a minimum deposit of $5000.
BankUnited is the largest bank headquartered in Florida with branches throughout the state. You can find a branch near you here.
2.75% 11-month CD at BankUnited
BankUnited is offering a very nice short-term CD: Their 11-month CD is yielding 2.75% APY. The CD has a minimum deposit of $5000. The rate on the website is listed as not being updated since early February, but you can see an recent ad for the rate here.
BankUnited is the largest bank headquartered in Florida with branches throughout the state. You can find a branch near you here.
Short-/mid-term CDs up to 2.75% at Riverside National Bank
Riverside National Bank has a few competitive short-term and mid-term CDs available:
- 8-month CD: 2.25% APY
- 12-month CD: 2.50% APY
- 24-month CD: 2.75% APY
These CDs have a minimum deposit of $5000. Riverside National Bank doesn’t seem to list rates on their webpage, but you can see an add for the rates here.
Riverside National Bank has over 50 branches throughout Florida. You can find one near you here.
3%/7-month CD, 3.25%/13-month CD at Atlantic Southern Bank
Atlantic Southern Bank has two very nice short-term CDs available: a 7-month CD that’s yielding 3.00% APY, and a 13-month CD that’s yielding 3.25% APY. The minimum deposit on both CDs is $500, and both CDs are available as IRA CDs.
Atlantic Southern Bank has 16 locations, one of which is in Florida: 13474 Atlantic Blvd, Suite 109 in Jacksonville.
(Hat tip to Bank Deals Blog.)
Short-term CDs up to 3.90% at Peoples First Community Bank
Peoples First Community Bank is offering a couple pretty high short-term CDs: Their 8-month CD is yielding 3.75% APY, and their 13-month CD is yielding 3.90% APY. These CDs have a $2500 minimum deposit, and they require you to have or open a Peoples First checking account. The webpage also specifically notes: “Please specify that you saw these rates on the [I]nternet or existing published rates will apply.” Peoples First is also offering a 2-year “Investor CD” at 3.25% APY that offers the following perks: The CD can be added to at any time, as long as it’s in increments of $500, and the rate of the CD can be bumped up once during the term.
Peoples First Community Bank has over 30 branches, including locations in Altamonte Springs (2), Apopka, Casselberry, Clermont, Destin, Gulf Breeze, Jacksonville (3), Kissimmee, Lynn Haven, Marianna, Niceville, Orange City, Pace, Palm Coast, Panama City (6), Panama City Beach (2), Pensacola (3), Ponte Vedra Beach, Shalimar, and Tallahassee.
CD rates up to 4.50% at Omni National Bank
Omni National Bank has a number of very nice CD rates right now:
- 10-month CD: 4.15% APY
- 15-month CD: 4.30% APY
- 27-month CD: 4.50% APY
These CDs all have a minimum deposit of $5000, and the rates are only valid for new deposit customers in Florida.
Omni National Bank has six branches, with one in Florida: 302 North Dale Mabry in Tampa.
4.10% 7-month CD at SunTrust
SunTrust has a competitive short-term CD: Their 7-month CD is yielding 4.10% APY. This CD has a minimium deposit of $10,000, and the money must be new to SunTrust. The CD also requires that you have a SunTrust checking account. If you don’t have a SunTrust checking account, you might consider their 13-month CD, which also has a 4.10% APY, but only has a minimum deposit of $2000 and doesn’t require a checking account with SunTrust.
SunTrust is one of the largest banks in Florida with many branches throughout the state.
CDs up to 4.85% at Florida Community Bank
Florida Community Bank has two quite high CDs available: Their 10-month CD is yielding 4.65% APY, and their 17-month CD is yielding 4.85% APY. I wasn’t able to find this deal on their website or find an ad for the rate, but I did call up one of the branches, and the CSR confirmed that the rate will be available through tomorrow (November 7th). She also said that the CDs have a minimum of $1000.
Florida Community Bank has 11 branches: two each in Cape Coral, Ft. Myers, and Naples, and one each in Immokalee, Labelle, Lehigh Acres, Port Charlotte, and Punta Gorda.
(Much thanks to Joan, who posted this in our Finding Deals thread.)
4.25% 11-month CD at Space Coast Credit Union
Space Coast Credit Union has a relatively high CD deal: Their 11-month CD is yielding 4.25% APY. To receive this rate, you must have an active checking account with Space Coast Credit Union; if you don’t have an active checking account, the rate drops to 4.25% APY. (An active checking account is defined a minimum of 4 purchase transactions or checks per month or direct deposit of $500 or more per month.) The CD has a minimum of $500 and a maximum of $100,000. The money in the account must be new money to Space Coast CU. The CD is also available as an IRA CD or a business CD.
Membership in Space Coast Credit Union is open to anyone who lives or works in Brevard County, Flagler County, Indian River County, Orange County, Osceola County, Seminole County, or Volusia County. Space Coast Credit Union has 32 branches: in Cocoa (2 branches), Cocoa Beach, Daytona Beach, Deland (2), Deltona, Indian Harbor Beach, Melbourne (4), Merritt Island, New Smyrna Beach, Orange City, Ormond Beach, Palm Bay (4), Palm Coast (2), Patrick Air Force Base, Port Orange (2), Rockledge (2), Sebastian, Titusville, Vero Beach (2), and West Melbourne.
1-year, 4.25% CD at Mercantile Bank
Mercantile Bank has a pretty high earning 12-month CD available: Their 1-year CD is yielding 4.25% APY. The minimum deposit on this CD is $2500, and the maximum deposit is $250,000. This CD rate does not seem to be listed on their website, but you can see an ad for it from the Tampa Tribune.
Mercantile Bank has 70 branches throughout Florida.