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[Please note: This page is part of the CD Rates Florida archive. Most of these deals on this page are not current and no longer available. Please check the date of the post before getting too excited and driving to a bank an hour away. If you have any doubts whether the deal is available, contact the bank or credit union. For a list of more current rates, visit our homepage.]
1-year, 1.40% CD at First City Bank
First City Bank has a competitive 1-year CD available: 1.40% APY. The CD is actually available in any term between 12 months and 17 months. The bank’s website doesn’t list the minimum deposit needed to open this CD. First City Bank has other CDs that are slightly better APYs, but they need to be held [...]
CDs up to 2.63% at Florida Traditions Bank
Florida Traditions Bank has a number of competitive CDs available: 2-year CD: 1.51% APY 3-year CD: 1.76% APY 4-year CD: 2.27% APY 5-year CD: 2.63% APY Florida Traditions doesn’t list the minimum requirement to purchase any of their CDs, unfortunately. Florida Traditions Bank has four locations: Dade City, Spring Hill, Winter Haven, and Zephyrhills.
2-year, 3.05%/3-year, 3.30% CDs at Heritage Bank of Florida
Heritage Bank of Florida has two very competitive CDs available: a 2-year CD yielding 3.05% APY, and a 3-year CD yielding 3.30% APY. These CDs all have a minimum deposit of $1000. Heritage Bank’s money market also has a nice rates: 2.00% APY above $15,000; 2.50% APY above $40,000; and 3.00% APY above $100,000. Heritage [...]
1-year, 2.60% CD at BankUnited
BankUnited is offering a very nice short-term CD: Their 12-month CD is yielding 2.60% APY. The CD has a minimum deposit of $5000. BankUnited is the largest bank headquartered in Florida with branches throughout the state. You can find a branch near you here.
39-month 3% CD at Regions Bank
Regions Bank has a relatively competitive mid-length CD available: Their 39-month (3 years plus 3 months) CD is yielding 3.00% APY. This CD has a $10,000 minimum, and it is only available to people who have or open a Regions Bank checking account. The minimum drops to $4000 for an IRA CD, but the money [...]
Long-term CDs up to 3.85% at Intervest National Bank
Intervest National Bank has a number of long-term CDs available with competitive rates. Their 4-year CD is yielding 3.55% APY, their 5-year through 9-year CDs are yielding between 3.66% and 3.69% APY, and their 10-year CD is yielding 3.75% APY. The APY on the 10-year CD goes up to 3.85% for deposits over $100,000. The minimum deposit required [...]
2.75% 11-month CD at BankUnited
BankUnited is offering a very nice short-term CD: Their 11-month CD is yielding 2.75% APY. The CD has a minimum deposit of $5000. The rate on the website is listed as not being updated since early February, but you can see an recent ad for the rate here. BankUnited is the largest bank headquartered in Florida with branches throughout the [...]
Short-/mid-term CDs up to 2.75% at Riverside National Bank
Riverside National Bank has a few competitive short-term and mid-term CDs available: 8-month CD: 2.25% APY 12-month CD: 2.50% APY 24-month CD: 2.75% APY These CDs have a minimum deposit of $5000. Riverside National Bank doesn’t seem to list rates on their webpage, but you can see an add for the rates here. Riverside National [...]
3%/7-month CD, 3.25%/13-month CD at Atlantic Southern Bank
Atlantic Southern Bank has two very nice short-term CDs available: a 7-month CD that’s yielding 3.00% APY, and a 13-month CD that’s yielding 3.25% APY. The minimum deposit on both CDs is $500, and both CDs are available as IRA CDs. Atlantic Southern Bank has 16 locations, one of which is in Florida: 13474 Atlantic [...]
3.75% 17-month CD and 3.50% money market at Colonial Bank
Colonial Bank is offering a 17-month CD with a decent yield: 3.75% APY. The CD has a minimum deposit of $500. Colonial Bank also has a nice money market for those who have at least $25,000 to deposit: Their Secure Access Money Market is returning 3.50% APY for deposits over that amount. If you go below $25,000, however, [...]