$75 checking account bonus at Wachovia
Wachovia Bank is offering a $75 bonus for opening a new free checking account. To get the $75 — which will be given as a checking account credit — you just need to do the following: Open a Wachovia Bank free checking account with at least $100, and make at least 10 transactions within the first 60 days. What is a transaction? A signature-based or PIN-based Check Card purchase, a check transaction, an ATM withdrawal or transfer, a BillPay debit, or an ACH debit. This deal does not seem to be mentioned on Wachovia’s website, but you can see an ad for the deal here.
Wachovia Bank, now owned by Wells Fargo, is one of the largest banks in America with many branches throughout Florida.
6.15% Checking at Dade County FCU
Dade County Federal Credit Union has a really incredible checking account rate: Their MoneyMaker checking account is yielding 6.15% APY. As you might guess, however, there are a few catches to receive this amazing rate (which is only good up to the first $25,000): You have to receive electronic statements rather than paper, you have to have direct deposit or a monthly ACH auto debit, and you have to have 12 signature-based check card transactions every month. If you don’t meet all these requirements, the rate drops to 0.15% APY.
Dade County Federal Credit Union is open to anyone who lives, works, attends school, operates a business (other other legal entity) or worships in Miami-Dade County. There is also an additional lengthy list of other member groups who are eligible. Dade County FCU has 11 locations: nine in Miami, and one each in Miami Beach and North Miami Beach.