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    [Please note: This page is part of the CD Rates Florida archive. Most of these deals on this page are not current and no longer available. Please check the date of the post before getting too excited and driving to a bank an hour away. If you have any doubts whether the deal is available, contact the bank or credit union. For a list of more current rates, visit our homepage.]

37-month, 2%/49-month, 2.50% CDs at MidFlorida Credit Union

MidFlorida Credit Union has two competitive long-term CDs available: 37-48 months: 2.00% APY 49-60 months: 2.50% APY Both these CDs have a minimum of a $1000 deposit. Both certificates are also available as an IRA CD, but with a rate bump: 2.25% APY for the certificate from 37-48 months, and 2.75% APY for the longer [...]

Interesting CD laddering program at Tyndall Federal Credit Union

Tyndall Federal Credit Union has an interesting promo for those looking to ladder (or stack) their CDs. If you put a $500 minimum deposit each in their 1-, 2-, 3-, 4-, and 5-year CDs, they’ll give you a 0.25% APY bump in each of those rates. Right now, those bumps would raise the rates to: [...]

1-year, 1.40% CD at First City Bank

First City Bank has a competitive 1-year CD available: 1.40% APY. The CD is actually available in any term between 12 months and 17 months.  The bank’s website doesn’t list the minimum deposit needed to open this CD. First City Bank has other CDs that are slightly better APYs, but they need to be held [...]

39-month 3% CD at Regions Bank

Regions Bank has a relatively competitive mid-length CD available: Their 39-month (3 years plus 3 months) CD is yielding 3.00% APY. This CD has a $10,000 minimum, and it is only available to people who have or open a Regions Bank checking account. The minimum drops to $4000 for an IRA CD, but the money [...]

Long-term CDs up to 3.85% at Intervest National Bank

Intervest National Bank has a number of long-term CDs available with competitive rates. Their 4-year CD is yielding 3.55% APY, their 5-year through 9-year CDs are yielding between 3.66% and 3.69% APY, and their 10-year CD is yielding 3.75% APY. The APY on the 10-year CD goes up to 3.85% for deposits over $100,000. The minimum deposit required [...]

High long-term CDs at Intervest Bank

We mentioned last month that Invertest National Bank had some high CDs for long-term savers. Those CD rates are still holding, and in fact, the 4-year CD has even gone up slightly : 3-year CD: 4.75% APY 4-year CD: 5.05% APY (was 5.00% APY) 5-year CD: 5.25% APY Intervest also has CDs up to 10 years [...]

Long-term CDs up to 5.25% at Intervest National Bank

Invertest National Bank has a number of good long-term CDs: 3-year CD: 4.75% APY 4-year CD: 5.00% APY 5-year CD: 5.25% APY The minimum deposit required for these CDs is $2500.  The CDs are also available as IRA CDs with a reduced $1000 minimum deposit. Intervest National Bank has six locations in Florida: Four in [...]

CDs up to 5.35% at Heritage Bank

Heritage Bank of Florida has a number of very good CD rates for a wide range of time periods: 14-month and 18-month CDs: 4.25% APY 21-month CDs: 4.75% APY 4-year CDs: 5.00% APY 5-year CDs: 5.35% APY These CDs all have a minimum deposit of $1000 and potentially a maximum deposit of $100,000 (the website isn’t [...]

CDs up to 4.58% at Florida Credit Union

Florida Credit Union has a pretty nice short-term CD: Their 11-month CD is currently yielding 4.32% APY.  If you’d like a somewhat longer term, their 25-month CD is also yielding 4.32% APY, and their 4-year CD is yielding an even better 4.58% APY.  These CDs all have $10,000 minimums.  These CDs are also available as [...]

5.25% CDs at National City

National City Bank has some really great CD rates available right now: Their 3-year and 4-year CDs are currently returning 5.25% APY.  There’s a few hoops that need to be jumped through to get this deal, however: First, it requires either having a National City personal checking or savings account or opening a new NatCity [...]