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    [Please note: This page is part of the CD Rates Florida archive. Most of these deals on this page are not current and no longer available. Please check the date of the post before getting too excited and driving to a bank an hour away. If you have any doubts whether the deal is available, contact the bank or credit union. For a list of more current rates, visit our homepage.]

35-month, 2% and 60-month, 2.50% Bump-Up CDs at TotalBank

TotalBank has two certificates that would have competitive rates as normal CDs, and they become even more competitive as bump-up CDs: a 35-month bump-up CD returning 2.00% APY and a 5-year bump-up CD yielding 2.50% APY. Both CDs require a minimum balance of $1000. The specific rules on how the bump-ups work on these CDs [...]

5-year, 2.64% CD at People’s Alliance Federal Credit Union

People’s Alliance Federal Credit Union is offering a fairly high rate on a long-term CD: Their 5-year CD is yielding 2.64% APY. People’s Alliance FCU also has a high 12-month “youth” CD that’s returning 1.38% APY and a bump-up 18-month CD that yields 1.31% APY. Unfortunately, their website doesn’t list the minimums on either any [...]

Short-term CDs up to 3.90% at Peoples First Community Bank

Peoples First Community Bank is offering a couple pretty high short-term CDs: Their 8-month CD is yielding 3.75% APY, and their 13-month CD is yielding 3.90% APY.  These CDs have a $2500 minimum deposit, and they require you to have or open a Peoples First checking account. The webpage also specifically notes: “Please specify that you saw [...]

6-month, 4.00% CD and bump-up CD at Federal Trust Bank

Federal Trust Bank has a couple attractive CDs available.  First, their 6-month CD is yielding 4.00% APY.  This CD has a minimum of $2500, and all funds must be new to Federal Trust Bank.  This rate isn’t listed on their website, but you can see an ad for it here.  The second deal, which is [...]

4.25% Rate-Bump CDs at Central Bank

Central Bank in Tampa has a couple good rate-bump CDs: Their 1-year and 2-year “Rate Watcher” CDs are both at a yield of 4.25% APY.  With the 1-year CD, you’re allowed to lock in a higher rate once during the 12-month period, and with the 2-year CD, you can lock in a higher rate twice.  [...]