CD Rates Florida

5.25% CDs at National City

admin — Thu, 28 Aug 2008 12:06:36 +0000

National City Bank has some really great CD rates available right now: Their 3-year and 4-year CDs are currently returning 5.25% APY. There’s a few hoops that need to be jumped through to get this deal, however: First, it requires either having a National City personal checking or savings account or opening a new NatCity checking account (not Free Checking) or a Money Market Savings account. Without that account, the rate drops by .25%. Second, it requires a minimum deposit of $10,000. If you go down to a minimum of $2500, the rate drops by .20%. On the plus side, the CDs area also available for IRA and Rollover IRA CDs, and the rate is currently expected to last through September 13th.

National City has numberous branches throughout Florida. You can find one near you here.

5.06% 5-year CD at Surety Bank

admin — Tue, 26 Aug 2008 15:51:04 +0000

Surety Bank has a nice long-term CD for people looking to lock up their money for awhile: Their 5-year CD is returning 5.06% APY. This CD has a minimum deposit of $1000. Surprisingly, I don’t seem able to find a website for Surety Bank, but you can see their ad for this deal here. You can also give them a call at 386-734-1647 or 386-248-3139

Surety Bank has two locations: 1011 Mason Ave. in Daytona Beach and 990 N. Woodland Blvd. in DeLand.

4.25% 1-year CD at First Peoples Bank

admin — Mon, 25 Aug 2008 15:44:54 +0000

First Peoples Bank has a decent short-term CD available: Their 12-month CD is returning 4.25% APY. This CD has a minimum of only $1000. The CD doesn’t seem to be listed on their website, but you can see an ad for it here.

First Peoples Bank has 6 locations: Two in Port St. Lucie, and one each in Fort Pierce, Palm City, Stuart, and Vero Beach.

Post your Florida CD rate deals

admin — Mon, 25 Aug 2008 15:16:33 +0000

If you’ve come across a great Florida CD, money market, savings account, checking account, or other banking deal, please post it in the comments of this thread. If we like your deal, we’ll post it here at cdratesflorida.com.

3.50% Money Market at Colonial Bank

admin — Mon, 25 Aug 2008 15:14:04 +0000

Colonial Bank has a nice money market for those who have at least $25,000 to deposit: Their Secure Access Money Market is returning 3.50% APY for deposits over that amount. If you go below $25,000, however, the APY drops to 1.00%. This rate does not seem to be listed on their website, but you can see an ad for it here.

Colonial Bank has many branches throughout Florida. You can find one near you here.

Changes coming to CD Rates Florida

admin — Fri, 22 Aug 2008 16:13:02 +0000

Starting next week, we’re going to replace the daily rundowns of the top CD rates with occasional posts (about one a day) highlighting certain great CD rate deals throughout Florida. Look for our new format on Monday!

48-month Florida CD rates for August 22nd

admin — Fri, 22 Aug 2008 16:08:56 +0000

August 22nd, 2008’s 4-year CD rates at up to 30 selected Florida banks, ordered by APY:

Third Federal Savings & Loan 4-year CD: 5.15% APY
          ($500 minimum; 5.06% compounded quarterly)
Washington Mutual Bank 4-year CD: 5.00% APY
          ($1000 minimum; 4.89% compounded monthly)
National City Bank 4-year CD: 4.80% APY
          ($2500 minimum; 4.69% compounded daily)
Raymond James Bank 4-year CD: 4.50% APY
          ($1000 minimum; 4.40% compounded daily)
Colonial Bank 4-year CD: 4.00% APY
          ($500 minimum; 3.93% compounded monthly)
BankUnited 4-year CD: 3.75% APY
          ($1000 minimum; 3.68% compounded daily)
Bank of America 4-year CD: 3.35% APY
          ($1000 minimum; 3.30% compounded monthly)
BankAtlantic 4-year CD: 3.33% APY
          ($1000 minimum; 3.28% compounded daily)
Superior Bank 4-year CD: 3.25% APY
          ($500 minimum; 3.21% compounded quarterly)
Suntrust Bank 4-year CD: 3.10% APY
          ($2000 minimum; 3.05% compounded daily)
Wachovia Bank 4-year CD: 2.20% APY
          ($1000 minimum; 2.18% compounded daily)

36-month Florida CD rates for August 21st

admin — Thu, 21 Aug 2008 16:15:09 +0000

August 21st, 2008’s 3-year CD rates at up to 30 selected Florida banks, ordered by APY:

Third Federal Savings & Loan 3-year CD: 4.25% APY
          ($500 minimum; 4.18% compounded quarterly)
Raymond James Bank 3-year CD: 4.25% APY
          ($1000 minimum; 4.16% compounded daily)
Colonial Bank 3-year CD: 4.00% APY
          ($500 minimum; 3.93% compounded monthly)
AmTrust Bank 3-year CD: 4.00% APY
          ($1000 minimum; 3.92% compounded daily)
BankUnited 3-year CD: 3.50% APY
          ($1000 minimum; 3.44% compounded daily)
Compass Bank 3-year CD: 3.40% APY
          ($5000 minimum; 3.34% compounded daily)
Bank of America 3-year CD: 3.10% APY
          ($1000 minimum; 3.06% compounded monthly)
Mercantile Bank 3-year CD: 3.01% APY
          ($2500 minimum; 2.97% compounded daily)
Peoples First Community Bank 3-year CD: 3.00% APY
          ($1000 minimum; 2.96% compounded daily)
Superior Bank 3-year CD: 3.00% APY
          ($500 minimum; 2.97% compounded quarterly)
Fifth Third Bank 3-year CD: 2.98% APY
          ($500 minimum; 2.94%)
Bank of Pensacola 3-year CD: 2.90% APY
          ($1000 minimum; 2.86% compounded daily)
Bay Bank & Trust 3-year CD: 2.80% APY
          ($500 minimum; 2.80%)
Suntrust Bank 3-year CD: 2.75% APY
          ($2000 minimum; 2.71% compounded daily)
First State Bank of the Florida Keys 3-year CD: 2.75% APY
          ($1000 minimum; 2.71% compounded daily)
Marine Bank 3-year CD: 2.58% APY
          ($1000 minimum; 2.55% compounded monthly)
TIB Bank 3-year CD: 2.55% APY
          ($1000 minimum; 2.52% compounded daily)
First National Bank & Trust 3-year CD: 2.50% APY
          ($1000 minimum; 2.48% compounded quarterly)
Seacoast National Bank 3-year CD: 2.50% APY
          ($1000 minimum; 2.47% compounded monthly)
BankAtlantic 3-year CD: 2.46% APY
          ($1000 minimum; 2.43% compounded daily)
Orion Bank 3-year CD: 2.25% APY
          ($1000 minimum; 2.23% compounded daily)
Vanguard Bank & Trust Company 3-year CD: 2.16% APY
          ($1000 minimum; 2.14% compounded daily)
Wachovia Bank 3-year CD: 1.90% APY
          ($1000 minimum; 1.88% compounded daily)
Capital City Bank 3-year CD: 1.77% APY
          ($1000 minimum; 1.75% compounded daily)
BB&T 3-year CD: 1.75% APY
          ($1000 minimum; 1.73% compounded daily)
Washington Mutual Bank 3-year CD: 1.50% APY
          ($1000 minimum; 1.49% compounded monthly)

24-month Florida CD rates for August 20th

admin — Wed, 20 Aug 2008 16:15:10 +0000

August 20th, 2008’s 2-year CD rates at up to 30 selected Florida banks, ordered by APY:

Wachovia Bank 2-year CD: 4.50% APY
          ($1000 minimum; 4.40% compounded daily)
AmTrust Bank 2-year CD: 4.00% APY
          ($1000 minimum; 3.92% compounded daily)
Raymond James Bank 2-year CD: 4.00% APY
          ($1000 minimum; 3.92% compounded daily)
Third Federal Savings & Loan 2-year CD: 3.75% APY
          ($500 minimum; 3.70% compounded quarterly)
Colonial Bank 2-year CD: 3.50% APY
          ($500 minimum; 3.45% compounded monthly)
BankUnited 2-year CD: 3.45% APY
          ($1000 minimum; 3.39% compounded daily)
Compass Bank 2-year CD: 3.10% APY
          ($5000 minimum; 3.05% compounded daily)
Bank of America 2-year CD: 3.05% APY
          ($1000 minimum; 3.01% compounded monthly)
Peoples First Community Bank 2-year CD: 3.00% APY
          ($1000 minimum; 2.96% compounded daily)
Mercantile Bank 2-year CD: 2.78% APY
          ($2500 minimum; 2.74% compounded daily)
First State Bank of the Florida Keys 2-year CD: 2.75% APY
          ($1000 minimum; 2.71% compounded daily)
Superior Bank 2-year CD: 2.75% APY
          ($500 minimum; 2.72% compounded quarterly)
Bank of Pensacola 2-year CD: 2.70% APY
          ($1000 minimum; 2.66% compounded daily)
Fifth Third Bank 2-year CD: 2.69% APY
          ($500 minimum; 2.65%)
Bay Bank & Trust 2-year CD: 2.55% APY
          ($500 minimum; 2.55%)
First National Bank & Trust 2-year CD: 2.50% APY
          ($1000 minimum; 2.48% compounded quarterly)
Seacoast National Bank 2-year CD: 2.50% APY
          ($1000 minimum; 2.47% compounded monthly)
TIB Bank 2-year CD: 2.50% APY
          ($1000 minimum; 2.47% compounded daily)
Marine Bank 2-year CD: 2.45% APY
          ($1000 minimum; 2.42% compounded monthly)
BankAtlantic 2-year CD: 2.33% APY
          ($1000 minimum; 2.30% compounded daily)
Suntrust Bank 2-year CD: 2.25% APY
          ($2000 minimum; 2.23% compounded daily)
Orion Bank 2-year CD: 2.25% APY
          ($1000 minimum; 2.23% compounded daily)
Vanguard Bank & Trust Company 2-year CD: 1.91% APY
          ($1000 minimum; 1.89% compounded daily)
BB&T 2-year CD: 1.75% APY
          ($1000 minimum; 1.73% compounded daily)
Capital City Bank 2-year CD: 1.51% APY
          ($1000 minimum; 1.50% compounded daily)
Washington Mutual Bank 2-year CD: 1.50% APY
          ($1000 minimum; 1.49% compounded monthly)

12-month Florida CD rates for August 19th

admin — Tue, 19 Aug 2008 16:15:19 +0000

August 19th, 2008’s 1-year CD rates at up to 30 selected Florida banks, ordered by APY:

AmTrust Bank 1-year CD: 4.25% APY
          ($1000 minimum; 4.16% compounded daily)
Colonial Bank 1-year CD: 4.00% APY
          ($500 minimum; 3.93% compounded monthly)
Bank of America 1-year CD: 3.51% APY
          ($1000 minimum; 3.45% compounded monthly)
Third Federal Savings & Loan 1-year CD: 3.25% APY
          ($500 minimum; 3.21% compounded quarterly)
Peoples First Community Bank 1-year CD: 3.00% APY
          ($1000 minimum; 2.96% compounded daily)
Compass Bank 1-year CD: 2.95% APY
          ($5000 minimum; 2.91% compounded daily)
BankUnited 1-year CD: 2.85% APY
          ($1000 minimum; 2.81% compounded daily)
Marine Bank 1-year CD: 2.75% APY
          ($1000 minimum; 2.71% compounded monthly)
Bank of Pensacola 1-year CD: 2.60% APY
          ($1000 minimum; 2.57% compounded daily)
Mercantile Bank 1-year CD: 2.56% APY
          ($2500 minimum; 2.53% compounded daily)
First State Bank of the Florida Keys 1-year CD: 2.50% APY
          ($1000 minimum; 2.47% compounded daily)
Superior Bank 1-year CD: 2.50% APY
          ($500 minimum; 2.48% compounded quarterly)
Fifth Third Bank 1-year CD: 2.41% APY
          ($500 minimum; 2.38%)
TIB Bank 1-year CD: 2.35% APY
          ($1000 minimum; 2.32% compounded daily)
Bay Bank & Trust 1-year CD: 2.35% APY
          ($500 minimum; 2.35%)
BankAtlantic 1-year CD: 2.28% APY
          ($1000 minimum; 2.26% compounded daily)
Seacoast National Bank 1-year CD: 2.25% APY
          ($1000 minimum; 2.23% compounded monthly)
Orion Bank 1-year CD: 2.25% APY
          ($1000 minimum; 2.23% compounded daily)
Raymond James Bank 1-year CD: 2.00% APY
          ($1000 minimum; 1.98% compounded daily)
Suntrust Bank 1-year CD: 1.75% APY
          ($2000 minimum; 1.73% compounded daily)
BB&T 1-year CD: 1.75% APY
          ($1000 minimum; 1.73% compounded daily)
Riverside National Bank 1-year CD: 1.50% APY
          ($1000 minimum; 1.49% compounded monthly)
Capital City Bank 1-year CD: 1.36% APY
          ($1000 minimum; 1.35% compounded daily)
Washington Mutual Bank 1-year CD: 1.25% APY
          ($1000 minimum; 1.24% compounded monthly)
Wachovia Bank 1-year CD: 1.21% APY
          ($1000 minimum; 1.20% compounded daily)